Rental Property Cash Flow Calculator
Estimate monthly cash flow, net operating income, cap rate, cash-on-cash return and debt-service coverage for a rental or multi-family property.
Purchase & financing
Enter the purchase assumptions and expected mortgage terms.
Rental income
Use total rent from all units. Add parking, storage, laundry or other recurring income separately.
Operating expenses
These expenses are deducted before mortgage payments when calculating NOI and cap rate.
Monthly income & expenses
Financing snapshot
Break-even view
Planning estimate only. Actual financing, lender qualification, mortgage rates, rents, vacancy, taxes, insurance, utilities, repairs, capital expenditures and other expenses can differ materially. NOI excludes mortgage payments and income taxes. Cash-on-cash return uses the entered down payment, closing costs and immediate repairs as initial cash invested. This calculator is not financial, accounting, tax or lending advice.